Risk & Compliance Analytics

Decision Pipeline • CAMEL 2 • 4 Active Alerts

BSA/AML Compliance
89%
Target: 95%
Net Worth Ratio
10.2%
Well-Capitalized > 7%
Delinquency Rate
0.87%
Target: < 1.0%
High Severity Alerts
1
Immediate attention
Capital
1
Asset Quality
2
Management
2
Earnings
2
Liquidity
2
Sensitivity
2
Composite
2

Active Risk Alerts

🚨
BSA/AML • HIGH
1 Suspicious Activity Report(s) filed this period
🚨
Regulatory • HIGH
3 open audit/examination finding(s) require resolution
⚠️
Concentration • MEDIUM
Real estate concentration at 31.2% exceeds 30% guideline

Key Insights

POSITIVE
Well-Capitalized Status — 10.2% net worth ratio exceeds 7% well-capitalized threshold
POSITIVE
Credit Quality Strong — 0.87% delinquency rate within acceptable range
WARNING
BSA Activity — 1 SAR(s) filed this period — review for patterns
WARNING
Open Examination Findings — 3 unresolved finding(s) require management response

Compliance Trend

BSA compliance and net worth over time

Portfolio Risk

Delinquency and charge-off by product

Alerts by Category

Distribution of active alerts

Fraud Metrics

Losses vs prevented by month